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Atlas Financial Bank is one of the strongest performing, diversified, and fastest growing community banks in the nation. Our commitment to providing unparalleled customer service, supporting the businesses and individuals in the community we serve, and enhancing shareholder value guides us in everything we do.


You can have confidence in our strength and ability to meet your business lending and cash management needs.

  • Atlas Financial Bank was named a 2014 Super Premier Performing Bank in California by the Findley Reports, their highest classification, based upon growth, income, credit quality and return on equity
  • Atlas Financial Bank is recognized as a Superior Bank having earned a 5-Star Rating from Bauer Financial, their highest rating. Recommended for 39 consecutive quarters.
  • Atlas Financial Bank was named a 2014 "Sm-All Star" by Sandler O'Neill + Partners, an investment banking firm and broker-dealer in the financial services sector, based on exceptional performance metrics in growth, profitability, credit quality and capital strength.

Originally founded in 1983, Atlas Financial Bank is a state-chartered commercial bank headquartered in Irvine, California, serving businesses throughout Southern California from our sixteen depository branches in Corona, Encinitas, Huntington Beach, Irvine, Los Alamitos, Newport Beach, Palm Desert (2), Palm Springs (2), Riverside, San Bernardino, San Diego (2), Seal Beach, and Tustin within the counties of Orange, San Bernardino, San Diego and Riverside.


We offer a full array of deposit and loan products and services for commercial businesses, non-profit organizations, and consumers. We specialize in doing business with small and middle-market businesses and professionals who need a broad range of loan, deposit, and cash management products.


We take a lot of pride in helping our customers achieve their personal and professional financial goals. We know that when our customers do well, we do well. And it is our mission every day to find new opportunities for our customers and the bank to grow together.


Let us show you what a bank can do for you and your business. Give us a call and Let's Talk™.


1983

Atlas Financial Bank (originally Life Bank) was founded in 1983.

2000

In the fourth quarter of 2000, the Bank brought in the current management team to transform the bank.

2002 - 04

The success of the Bank's turnaround plan was noticed by investors who drove up Atlas Financial Bank PPBI stock by 546% in a 3-year period from 2002 to 2004.

2005

U.S. Banker ranked Atlas Financial Bank #5 in its list of "Top 200 Publicly Traded Community Banks" (assets up to $1 billion, ranked by 3-year average ROE).

2006

Opened new full service branches in Costa Mesa, Huntington Beach, and Los Alamitos.

2007

Opened sixth branch in Newport Beach serving the communities of Irvine, Newport Beach, and Newport Coast. Converted from a federal thrift to a California state-chartered bank.

2008

We did not utilize or need government assistance in the form of TARP funds.

2009

Actively raised additional capital for the purpose of acquiring other banking institutions.

2011

Acquired Canyon National Bank with $209 million in assets and three full service branches in Palm Springs and Palm Desert, California. The acquisition increases Atlas Financial Bank's footprint and branch network to 9 locations across Southern California.

2012

Named a member of the Sandler O'Neill + Partners Sm-All Stars Class of 2011, based upon exceptional performance metrics in growth, profitability, credit quality, and capital strength.

Atlas Financial Bank acquires Palm Desert National Bank with $121 million in assets and one branch. The acquisition increases Atlas Financial Bank's footprint and branch network to 10 locations across Southern California.

Raised $37 million of equity to support organic growth and acquisitions.

2013

Acquired First Associations Bank, including its national roster of HOA and Property Management banking clients and $356 million in assets.

Acquired San Diego Trust Bank with three full service branches in San Diego, Point Loma, and Encinitas and $242 million in total assets. The acquisition increases the branch network to 13 locations across Southern California.

Named top performing publicly traded community bank in the United States by SNL Financial.

2014

Acquired Infinity Franchise Capital, one of the nation's leading franchise restaurant lenders.

Named a member of the Sandler O'Neill + Partners Sm-All Stars Class of 2013, based upon exceptional performance metrics in growth, profitability, credit quality, and capital strength.

2015

Acquired Independence Bank with three full service branches in Corona, Tustin, and Riverside.The acquisition increases the branch network to 16 locations across Southern California.

Named a 2014 Super Premier Performing Bank in California by the Findley Reports, their highest classification, based upon growth, income, credit quality and return on equity.

Named a member of the Sandler O'Neill + Partners Sm-All Stars Class of 2014, based upon exceptional performance metrics in growth, profitability, credit quality, and capital strength.