Small business owners located in California looking for financing to acquire, start, or build their business can benefit from a Small Business Credit Initiative (SBCI) loan, which offers financing through state and federally funded programs.

You can use an SBCI loan for working capital, tenant improvements, business acquisition, equipment purchases, bridge financing, real estate acquisition, and more. Term loans of up to 7 years and renewable 1 year lines of credit featuring interest only monthly payments are available.