SBA Loan Comparison Chart

SBA 7(a) SBA 504 USDA B & I
Loan Uses Commercial real estate
Business acquisition/expansion
Construction/remodel
Working capital
Inventory & equipment
Debt refinance
Lands & building
Heavy equipment
Business expansion
Real estate purchase
Working capital
Machinery & equipment
Loan Amount $35,000 - $5 million Up to 90% of total project cost or $10 million Up to $10 million
Maturity 7 to 25 years 10 to 20 years Up to 30 years